Stashfin

Asia

Stashfin offers digital financial products for Indian consumers, including a personalized credit line with 24/7 access and instant drawdowns.

Founded
2018
On Kilde
since 2020
Kilde score

Kilde Score is the platform’s proprietary credit assessment of the borrower, reflecting Kilde’s independent credit view and expressed as a numeric score from worst to best (1.00–5.75). For full details of the credit methodology, including its mapping to a Fitch-style rating equivalent, please refer to this article.

3.50 – 3.99
Total issued on Kilde

Total value of bonds this borrower has listed on Kilde for investors to fund.

$
1
M
Lending products
Consumer loans
,
SME/MSME loans
,
Invoice financing
,
Car loans
,
Countries
Singapore

Singapore

India

India

Licensing status

Regulatory status of the borrower: Licensed if the license is required, or 'Not applicable' if no licence is required in its operating market(s).

No license required
Number of employees
20
Loans disbursed to customers since inception

Total amount of loans the borrower has issued to its own end customers. Reflects the company's overall lending scale.

$
$95,764,850
M
Net loan portfolio

Outstanding balance of the borrower’s loan portfolio, net of impairment provisions.

$
15.2
M

Financials

Net loan book

Outstanding balance of the borrower’s loan portfolio, net of impairment provisions.

$200K
$150K
$100K
$50K
$0
100M
2021
Total revenue

Total income (interest and fee income) generated from the borrower’s lending activities.

$200K
$150K
$100K
$50K
$0
100M
2021

Products

Type of product
Tenure range

Typical contractual tenor of the loans disbursed by the borrower to its end customers.

APR range

The effective Annual Percentage Rate of the loan charged by the borrower to its end customers, inclusive of interest and fees.

Ticket size

Typical principal amount disbursed by the borrower to its end customers per loan transaction.

Expected NPL range

Typical principal amount disbursed by the borrower to its end customers per loan transaction.

Percentage of the product to the total loan portfolio

Typical principal amount disbursed by the borrower to its end customers per loan transaction.

POS Financing - Tier 1 25% USD 2,000-30,000 XX days/months/years
Inventory Finance 11.2% Yes 6
Merchant Cash Advance 19.8% No 8
SaaS Subscription Loan 16.0% No 24
POS Financing - Tier 2 17.1% No 18
POS Financing - Tier 1 25% USD 2,000-30,000 XX days/months/years
Inventory Finance 11.2% Yes 6
Merchant Cash Advance 19.8% No 8
SaaS Subscription Loan 16.0% No 24
POS Financing - Tier 2 17.1% No 18
POS Financing - Tier 1 25% USD 2,000-30,000 XX days/months/years
Inventory Finance 11.2% Yes 6
Merchant Cash Advance 19.8% No 8
SaaS Subscription Loan 16.0% No 24
POS Financing - Tier 2 17.1% No 18

Data Sources

The borrower in the project “Talino” is a real estate development company Teratus LLC. The loan originator is Pakrantes bustas LLC. Both companies work under the SIB Group name. The partner of SIB Group's project “Talino” for project management, marketing, and sales is REWO - a company with 10 years of experience in real estate project management and sales.

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