Global private debt investment platform raising capital for digital lenders

We are transforming the $400 billion digital lending debt into investable assets

What we do

Kilde is helping investors access carefully selected private debt deals, which are regulated, securitized and actively managed.

Singapore 'Garden City'

7 - 11.5%

per annum

Expected returns net of fees

Expected return is calculated as sum of coupons net of fees divided by average deployed capital through a calendar year

$500

million

Total assets of digital lenders

3-36

months

Flexible terms

15+

countries

Geographical diversification

20+

borrowers

Global coverage

Private debt issued by digital lenders shows low correlation with traditional asset classes. Kilde helps investors to diversify their portfolio while benefiting from attractive expected returns.

Benefits of investing
with Kilde

Kilde helps investors to diversify their portfolio with private debt, while robustly managing credit risk, loan covenants, and doing all that under regulatory supervision.


diversification

Kilde offers diversification into the private debt of balance sheet Alternative Lenders covering different regions and types of loans.

We can create a bespoke deal structure for investment above $10M.

attractive
interest rate

Return on investment ranges from 9 to 14% p.a. for deals secured by a collateral and corporate guarantees.

We also offer senior unsecured and subordinated debt securities with higher yields for investors.


liquidity

We offer debt securities of different maturities and repayment profiles.

For investment above $5M, we can tailor the securities’ maturity.

fees & revenue
sharing scheme

For institutional investors who invest above $5M the fee is waived.

Additionally, we have a progressive revenue sharing scheme in place.

Our value proposition

We apply decades of experience in the alternative lending industry to source best deals, and proprietary machine learning tools to safeguard the investments.

01

experienced team

Our team has ample experience with alternative lending, portfolio and credit analysis

02

secured investment

We take alternative lender’s underlying loan portfolio as a collateral of the loan

03

monitoring
of the covenants

We conduct regular monitoring of the financial KPIs and performance of the collateral

04

thorough
due diligence

We conduct a rigorous risk assessment of the borrower

05

deal structuring

We arrange a bankruptcy remote SPV structure to separate the investment from the daily borrower’s operation

06

enforcement

We support our investors in enforcing their rights under an unlikely situation of a borrower’s default

Kilde is regulated

Honesty, transparency, regulatory compliance and data security are fundamental to our business.

Kilde holds a Dealing in Capital Markets License and is supervised by the Monetary Authority of Singapore under the license number CMS101016.

Investor funds are held in a secure segregated escrow account controlled by a licensedtrust R&H Trust Co. (Singapore) Pte Ltd and operated by Vistra Singapore.

By managing the entire investment process and automating the issuance,
subscription and settlement of the debt securities, we deliver smooth investment experience.

KILDE has been featured in

Yahoo finance logo
Markets insider logo
The finance.sg logo
Asia one logo
Finance Nachrichten logo
Morning star logo
Small caps Asia logo

How it works

Joining Kilde is simple, although you must be an accredited or institutional investor.

Let’s stay in touch!

Register for updates.
We will send you maximum one email per month

Backed by

Startup bootcamp logo
Singapore fintech association logo
Pure ventures logo

Audited by

EisnerAmper logo

Disclaimer:
KILDE PTE LTD is incorporated in Singapore under the registration no. 201929587K and holds a Capital Markets Services licence (CMS101016) issued by the Monetary Authority of Singapore to deal in capital markets products under the Securities and Futures Act (Cap. 289). The information on this website is intended for “institutional investors” and “accredited investors”, in accordance with the Securities and Futures Act (Cap. 289) of Singapore. Information provided on this website does not constitute an offer, invitation to invest, solicitation or advice on buying or selling financial instruments and other capital market products.

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