We make it easy for institutions and individuals
to invest in private debt.

Sign up today and start earning
up to 13.5% per year.

Beat volatility and inflation today.

Outstanding 10%+ historical net returns every year

0.0% defaults since inception

Monthly Coupon

Fees as low as 0.5%

Simple and without hidden fees

*  Invest $100,000 and enjoy a small fee of 0.5% yearly

*  1% yearly administration fee applies on investments below $100,000

  • Qualified investors only


  • Onboarding in 3 minutes with SingPass
  • Market beating returns


12.1% Average Net Return


Deal Flow

What we offer

Private bonds secured by collateral

Monthly coupons

Term 3-36 months

Recommended investment from $10,000


  • Kilde is licensed by the Monetary Authority of Singapore
  • Institutional grade quality checks
  • Customer funds safeguarded by DBS Bank
  • Investment is protected by collateral

We have 50,000+ individual loans as collateral with 160%+ cash coverage of the investment

20M+ data points on loans and repayments

Data transformation & standartisation

Collateral aging breakdown


Collateral cash flow rolling forecast (95% accuracy, 6 months ahead)

Investment thesis


we make it easy for institutions and high-net-worth individuals to invest in private debt


our products offer safe and controlled investments to consumer and SME lending firms, giving investors a diversified portfolio with smart risk management


our customers become bondholders receiving fixed returns from the issuers (non-banking financial institutions)