Beat Inflation with Steady Private Credit Income
Cash sitting in the bank keeps losing buying power. Investing with Kilde pays a fixed interest rate that has beaten inflation for the past four years without the ups and downs of the stock market.
The Problem
The usual income investing instruments do not pay enough to keep up with inflation.
- Government and top-quality corporate bonds now pay 1–2% less than inflation.
- Bank deposits rarely top 3% a year.
- Shares can drop sharply at the worst moment.
Why the Usual Choices Fail
Blue chip SGD corporate bonds paid just 4.9% in 2024 while the inflation was 2.4%, leaving you with a 2.5% real yield. Investment in the S&P 500 yielded 25% in 2024, but depending on your entry and exit timing, you could have lost 4.3% in a month (April 2024).
How Kilde Helps
Key Facts
- Term: 3–36 months
- Interest: 10–15% simple interest paid out as frequently as monthly
- Early redemption: 2-4 times a year
- Investment: Senior secured credit to Non-Bank Financial Institutions
- Security: Diversified consumer and SME loan pools
3-Step Plan
- Open Your Account – digital sign-up with your phone or computer
- Pick Your Investment – choose terms so repayments arrive when you need them.
- Use Your Interest – withdraw or roll into the next investment.
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Proof It Works
Since 2021, Kilde has consistently delivered above 10% yearly returns to our investors, deploying more than $108,000,000 of capital.
Monthly Gross Returns
* The 2025 figure is as of May 2025, compounded over the past 12 months.
Conclusion
Investing with Kilde allows inflation-wary investors to lock in a return that beats inflation and saves nerves from riding the stock or bond market roller coaster.
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