Monthly Passive Income

Turn Savings into Predictable Monthly Income

Your living costs show up like clockwork—your income should too. Kilde’s fixed-rate investments pay interest on a set schedule, so your lifestyle is covered while your capital stays whole.

The Problem

Most traditional income investments only accrue returns without paying them out. 

• Your expected income turns into paper gains at best 
• Return change, for example, dividend shares, can swing ±20% per quarter
• You need to fill out paperwork to request a redemption 

Why the Usual Choices Fail

In the 2022 downturn, “high-dividend” ETFs fell 3-7%, while private credit, on average, gained 6.3%. Blue chip SGD corporate bonds paid just 4.9% in 2024 while the inflation was 2.4%, leaving you with a 2.5% real yield.

How Kilde Helps

Key Facts

• Term: 3–36 months
• Interest: 10–15% simple interest paid out as frequently as monthly
• Early redemption: 2-4 times a year
• Investment: Senior secured credit to Non-Bank Financial Institutions
• Security: Diversified consumer and SME loan pools

3-Step Plan

1. Open Your Account – digital sign-up with your phone or computer
2. Pick Your Investment – choose terms so repayments arrive when you need them.‍
3. Use Your Interest – withdraw or roll into the next investment.

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Proof It Works

Since 2021, Kilde has consistently delivered above 10% yearly returns to our investors, deploying more than $108,000,000 of capital. 

Monthly Gross Returns

* The 2025 figure is as of May 2025, compounded over the past 12 months.

Conclusion

Investing with Kilde makes your nest egg pay the bills on time without stock-market nerves.

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