Turn Savings into Predictable Monthly Income
Your living costs show up like clockwork—your income should too. Kilde’s fixed-rate investments pay interest on a set schedule, so your lifestyle is covered while your capital stays whole.
The Problem
Most traditional income investments only accrue returns without paying them out.
- Your expected income turns into paper gains at best
- Return change, for example, dividend shares, can swing ±20% per quarter
- You need to fill out paperwork to request a redemption
Why the Usual Choices Fail
In the 2022 downturn, “high-dividend” ETFs fell 3-7%, while private credit, on average, gained 6.3%. Blue chip SGD corporate bonds paid just 4.9% in 2024 while the inflation was 2.4%, leaving you with a 2.5% real yield.
How Kilde Helps
Key Facts
- Term: 3–36 months
- Interest: 10–15% simple interest paid out as frequently as monthly
- Early redemption: 2-4 times a year
- Investment: Senior secured credit to Non-Bank Financial Institutions
- Security: Diversified consumer and SME loan pools
3-Step Plan
- Open Your Account – digital sign-up with your phone or computer
- Pick Your Investment – choose terms so repayments arrive when you need them.
- Use Your Interest – withdraw or roll into the next investment.
{{cta-component}}
Proof It Works
Since 2021, Kilde has consistently delivered above 10% yearly returns to our investors, deploying more than $108,000,000 of capital.
Monthly Gross Returns
* The 2025 figure is as of May 2025, compounded over the past 12 months.
Conclusion
Investing with Kilde makes your nest egg pay the bills on time without stock-market nerves.
{{cta-component}}
