Our Borrowers

Founded in 2008, Netcapital Finance Corporation NBFI LLC is a Mongolian non-banking financial institution regulated and licensed by the Financial Regulatory Commission of Mongolia (FRC), offering non-banking financial services — including auto, business, consumer, digital, and green loans — to over 128,900 customers through a digital-first, platform-based ecosystem anchored by the NetPay.

Creditstar Group is a profitable European fintech founded in 2006 and headquartered in Tallinn, offering digital consumer credit and investment products across 31 countries. Operating under Creditstar and Monefit brands in 8 European markets, it has 1.5M+ users, €85M in equity (2025), €13.5M net profit (2025), and a 19+ year track record with zero bond defaults across 40+ issuances.

Akulaku is Southeast Asia's leading fin-tech platform, serving approximately 60 million users across several countries through digital lending and banking, and backed by prestigious investors such as Ant International, MUFG, and SCB. It is the leading digital lender and digital bank in Indonesia, with strong capitalization, delivering profitable, AI driven financial inclusion at scale.

Founded in 2000 and headquartered in Poznań, Bocian is a Polish non-bank home-credit lender having disbursed over USD 2 billion across 1.9M+ loan agreements to 114k+ active clients, holding ~14% market share. FY2025 revenue reached USD 80.9M/PLN 305.7M (+30% YoY) with a return to net profitability of PLN 35.1M / USD 9.3M.

Iute Group is a digital banking group focused on everyday financial services in Southeast Europe. Established in 2008 and headquartered in Estonia, Iute serves customers in Albania, Bulgaria, Moldova, North Macedonia, and Ukraine. Through the Myiute app and its local operations, Iute provides digital financial services including payments, banking, financing, and insurance intermediation. Iute Group finances its operations through equity, deposits, and secured bonds listed on the Regulated Market of the Frankfurt Stock Exchange and the Nasdaq Baltic Main List.