Our Borrowers

Featured borrower profiles — with more published regularly.

Companies using private credit to scale their businesses. We provide you with verified data on their financial performance and credit products.

Borrowers on the Platform
21
Countries of Operation
0
Number of Tranches Issued
152
All Time Funded Since Inception

Total funding provided to the borrower by investors since onboarding to the Kilde platform.

$
243,971,976
Total Coupon Paid

Total amount of interest (coupon) payments already paid out to investors.

$
33,310,962
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Bichil Globus
Asia

Bichil Globus Finance NBFI is a Mongolian non-bank financial institution founded in 2008 and FRC-licensed in 2013. It serves individuals and SMEs across 16 urban branches in Mongolia with auto, real-estate, mobile-number-secured, and micro loans, plus trust and factoring services. Named Best NBFI of Mongolia in 2021 and 2022 by the NBFI Association.

Founded
2008
On Kilde since
October 2024
Kilde score
4.00 – 4.49
Countries
Mongolia

Mongolia

+1

Thailand

Net loan portfolio:
$
38.3
M
Total issued on Kilde:
$
6.0
M
Pawnshop/Lombard
Asia

Founded in 2015, Dengi Market is a Kazakhstani non-bank pawn lender regulated and licensed by the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market (ARDFM) since 2020, offering short-term collateralised loans secured against gold jewellery and consumer electronics, distributed through a nationwide network of 310 branches across 75 cities.

Founded
2015
On Kilde since
September 2023
Kilde score
4.00 – 4.49
Countries
Kazakhstan

Kazakhstan

+1

Thailand

Net loan portfolio:
$
70.4
M
Total issued on Kilde:
$
10.9
M
Full profile coming soon
Surfin
Asia

A Singapore-headquartered fintech group delivering inclusive digital financial services — consumer credit, wealth management, digital payments and B2B Finance-as-a-Service (FaaS) — to approximately 100 million users across 10 emerging markets on three continents, anchored by its core India and Indonesia franchises.

Founded
2017
On Kilde since
June 2025
Kilde score
4.00 – 4.49
Countries
Singapore

Singapore

India

India

Indonesia

Indonesia

Philippines

Philippines

Mexico

Mexico

Nigeria

Nigeria

Kenya

Kenya

Uganda

Uganda

Pakistan

Pakistan

Uzbekistan

Uzbekistan

Kazakhstan

Kazakhstan

+1

Thailand

Net loan portfolio:
$
154.4
M
Total issued on Kilde:
$
8.0
M
Sendly
Asia

A listed Mongolian NBFI combining traditional collateral-backed consumer and SME lending with cross-border money remittance and a proprietary fintech overlay, the first Mongolian issuer of a Korean Arirang bond and an MSE-listed company since 2023.

Founded
2015
On Kilde since
November 2024
Kilde score
4.00 – 4.49
Countries
Mongolia

Mongolia

+1

Thailand

Net loan portfolio:
$
28.0
M
Total issued on Kilde:
$
7.7
M
Full profile coming soon
Lendmn
Asia

Founded in 2017, LendMN is Mongolia's first and largest fully digital fintech lender, offering AI-powered non-collateralised consumer and MSME loans via its mobile LEND app, with 1.26M+ registered users (around one-third of Mongolia's population) and ~55.7% market share of the country's digital NBFI segment.

Founded
2017
On Kilde since
February 2025
Kilde score
4.00 – 4.49
Countries
Mongolia

Mongolia

+1

Thailand

Net loan portfolio:
$
86.5
M
Total issued on Kilde:
$
10.0
M
Monedo
Asia

Founded in May 2017 and headquartered in Mumbai, Monedo Financial Services is an RBI-licensed NBFC running a 100% digital B2B2C embedded-lending platform across supply-chain, healthcare and SME verticals in 32 Indian states & UTs, with proprietary scoring delivering login-to-sanction in 15 minutes, USD 606M cumulative disbursals across 62,000+ loans and an India Ratings IND BBB-/Stable rating.

Founded
2017
On Kilde since
July 2024
Kilde score
3.50 – 3.99
Countries
India

India

+1

Thailand

Net loan portfolio:
$
44.0
M
Total issued on Kilde:
$
10.0
M
Full profile coming soon
Netcapital
Asia

Founded in 2008, Netcapital Finance Corporation NBFI LLC is a Mongolian non-banking financial institution regulated and licensed by the Financial Regulatory Commission of Mongolia (FRC), offering non-banking financial services — including auto, business, consumer, digital, and green loans — to over 128,900 customers through a digital-first, platform-based ecosystem anchored by the NetPay.

Founded
2008
On Kilde since
February 2024
Kilde score
4.50 – 4.74
Countries
Mongolia

Mongolia

+1

Thailand

Net loan portfolio:
$
75.8
M
Total issued on Kilde:
$
15.0
M
Creditstar
Europe

Creditstar Group is a profitable European fintech founded in 2006 and headquartered in Tallinn, offering digital consumer credit and investment products across 31 countries. Operating under Creditstar and Monefit brands in 8 European markets, it has 1.5M+ users, €85M in equity (2025), €13.5M net profit (2025), and a 19+ year track record with zero bond defaults across 40+ issuances.

Founded
2006
On Kilde since
August 2023
Kilde score
4.50 – 4.74
Countries
Estonia

Estonia

Finland

Finland

Sweden

Sweden

Denmark

Denmark

Poland

Poland

Czech Republic

Czech Republic

Spain

Spain

U.K.

U.K.

+1

Thailand

Net loan portfolio:
$
566.5
M
Total issued on Kilde:
$
19.4
M
Akulaku
Asia

Akulaku is Southeast Asia's leading fin-tech platform, serving approximately 60 million users across several countries through digital lending and banking, and backed by prestigious investors such as Ant International, MUFG, and SCB. It is the leading digital lender and digital bank in Indonesia, with strong capitalization, delivering profitable, AI driven financial inclusion at scale.

Founded
2016
On Kilde since
June 2025
Kilde score
4.00 – 4.49
Countries
Indonesia

Indonesia

Malaysia

Malaysia

Thailand

Thailand

Philippines

Philippines

+1

Thailand

Net loan portfolio:
$
638.5
M
Total issued on Kilde:
$
19.6
M
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