Our Borrowers

Founded in 2017, LendMN is Mongolia's first and largest fully digital fintech lender, offering AI-powered non-collateralised consumer and MSME loans via its mobile LEND app, with 1.26M+ registered users (around one-third of Mongolia's population) and ~55.7% market share of the country's digital NBFI segment.

Founded in 2012, LF Tech is one of Kazakhstan's leading short-term and auto lenders, offering payday (PDL) and car loans through both a fully digital online app with minute-level approvals and a nationwide network of 200+ physical sales offices, backed by FY2021 net income of $10M (21% margin, 23% ROA) and a $40M loan portfolio with conservative 75% LTV on car-loan collateral.

Founded in 2008, Mikro Kapital is a Luxembourg-based impact-lending group offering collateralised microcredit, SME loans and leasing to micro-entrepreneurs across 10 emerging markets in Europe, Central Asia and APAC, with 175k+ end-borrowers, ~159 portfolio companies, 2,044 staff and EUR 600M of bonds invested since inception via its Luxembourg securitisation fund ALTERNATIVE.

Founded in May 2017 and headquartered in Mumbai, Monedo Financial Services is an RBI-licensed NBFC running a 100% digital B2B2C embedded-lending platform across supply-chain, healthcare and SME verticals in 32 Indian states & UTs, with proprietary scoring delivering login-to-sanction in 15 minutes, USD 606M cumulative disbursals across 62,000+ loans and an India Ratings IND BBB-/Stable rating.

Founded in 2008, Netcapital Finance Corporation NBFI LLC is a Mongolian non-banking financial institution regulated and licensed by the Financial Regulatory Commission of Mongolia (FRC), offering non-banking financial services — including auto, business, consumer, digital, and green loans — to over 128,900 customers through a digital-first, platform-based ecosystem anchored by the NetPay.

Founded in 2015, Dengi Market is a Kazakhstani non-bank pawn lender regulated and licensed by the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market (ARDFM) since 2020, offering short-term collateralised loans secured against gold jewellery and consumer electronics, distributed through a nationwide network of 310 branches across 75 cities.

A Czech non-bank financial institution and one of the largest non-bank short-term consumer lenders in Czechia, combining revolving unsecured credit lines with car-collateralized microloans, fully restructured under new shareholders and management in 2022 and growing its net loan book nearly fivefold from USD 2.1 mln to USD 10.3 mln by 9M 2024.

A listed Mongolian NBFI combining traditional collateral-backed consumer and SME lending with cross-border money remittance and a proprietary fintech overlay, the first Mongolian issuer of a Korean Arirang bond and an MSE-listed company since 2023.

India's leading digital consumer-fintech NBFC, credit-line, payments, insurance and wealth in one app, backed by Tencent, Henry Kravis Family Office and Fasanara Capital, with 42M+ downloads and USD 2B+ cumulative disbursals to date.