We do not impose a minimum investment requirement; however, please note that each bond is denominated in units of 100 USD, SGD, or EUR, depending on the currency of the respective tranches. For meaningful returns on investment, we recommend a minimum investment of 10,000 USD, SGD, or EUR.
KILDE charges a fee of 0.5% p.a. on total investments outstanding. The fee is deducted pro-rata from the regular payments made to you.
Investments typically have a fixed tenure of 12 to 36 months, but many deals offer early withdrawal options that may shorten your investment period. For specific early withdrawal dates, kindly refer to the respective deal pages.
The KILDE platform provides a user-friendly dashboard that allows you to easily monitor and manage your investments at any time.
KILDE maintains a rigorous risk management process, accepting only about one in ten borrowing institutions that approach the platform. To date, none of the accepted institutions have defaulted or gone out of business. Our team conducts continuous credit risk assessments and actively monitors changes in risk.
In the event that a KILDE-funded institution goes out of business, KILDE can enforce the collateral securing the deal by taking control of the institution's loan portfolio. This allows us to either manage, sell, or wind down the portfolio, which may include recovering collateral from the institution's end-customers. While capital recovery cannot be fully guaranteed, KILDE is well-positioned to take decisive action to maximize the recovery of investors’ funds.
Auto-Invest helps investors diversify their investments through multiple deals that meet a predetermined criteria or investment strategy. Investors create their own investment strategy by selecting the desirable terms, interest rates, institutions to fund, and countries for investment.
The platform will then automatically allocate future investments based on this strategy, eliminating the need for repeated analysis and frequent platform visits.
Do note that manual investments take priority over autoinvestments.
Once your investment strategy is set up and sufficient funds are available in your wallet, Auto-Invest will automatically allocate accordingly to your strategy.
Auto-Invest can be deactivated or reactivated at any time.
Navigate to the Auto-Invest tab on the Investments page. Click "Create Strategy" and select your desired investment criteria. Allocate the funds, and the platform will then automatically filter the available deals, purchase those which meet your investment strategy, and add them to an investment portfolio for you.