Our Insights

It's that time of the month again when we recap the top headlines from the alternative assets and private debt universe in our monthly newsletter. With the Federal Reserve enacting a fourth consecutive 0.75% interest rate hike, interest rates are at their highest levels since 2008, and rates are expected to continue rising well into next year. With traditional lending becoming expensive, capital will be harder to come by. The challenging economic environment is hitting the traditional investment markets, while investors in private debt are seeking higher yields and getting pickier as interest rates rise. Alternative assets, including private debt, have little or no correlation to stocks and bonds, which makes them attractive to investors, specifically in times of turmoil, and they often have higher return potential than stocks and bonds. Private debt still demonstrates a sufficient yield premium net of expected credit losses, which will drive the growing allocations to this asset class in institutional and private portfolios.

Radek Jezbera, co-founder and CEO of Kilde is the next guest of Jan Staněk, the Purple Ventures Founding partner. This time discussing the founder perspective on starting a fin-tech company in South East Asia, entrepreneurship, advice for new founders, and building a startup in a foreign country. Enjoy!

The interest from our web3 savvy investors, prompted us to partner with a Payment Services Act licensed provider that allows our investors to top-up and withdraw funds from their investment accounts with digital assets. We are excited to announce that Kilde will now accept most popular digital assets thanks to a partnership with TripleA - a Singapore based Digital Currency Payments Gateway.

Private credit reaches 'tipping point' in Asia, what's next? How DeFi players are solving liquidity problem for lenders and borrowers? Young and wealthy are choosing alternative investments, what drives them to this asset class? There's a lot of optimism around the move of lending from banks to asset managers and other non-bank lenders, but the systematic risks are yet to be tested, will the private markets withstand the test? Let's find out the answers to these and more questions, and turn to expert opinions in our latest News Digest.

Kilde secured $3,000,000 of funding for IuteCredit - a leading European fintech lender and payments services provider, whose bonds are listed on the Frankfurt and Nasdaq stock exchanges. Kilde's individual investors are able to purchase private bonds, issued by IuteCredit, on the same rights as public bondholders, and take part in consistent growth of the company.

What two trends are helping to drive still-nascent alternative lending in many markets? Many HNWIs in APAC are shifting to alternative investments, what are the key reasons? Is trade finance the next hot asset class for private credit funds? What should come first, financial or personal value, when investing in collectibles? You will find answers to these and more related questions in our latest News Digest.

Kilde has partnered with Fundbox – a fintech lender from Singapore, offering flexible instalment plans to customers looking to purchase an e-bike or motorcycle. Kilde facilitates fundraising activities for Fundbox by offering the private bond issued by the company to qualified investors on Kilde's investment platform.

Is DeFi on the path to redefine P2P lending? What are the pros and cons of crypto lending and where is it heading? The future looks bright for the Global alternative lending platform market - which region is set to dominate the scene? Fine wine and Art are outperforming the stock market, but how can an average investor access these assets? Demand for alternatives is set to rise 46% in the next 12 months. With more advisors turning to these investment to diversify away from public markets and manage volatility, what strategies and markets do they choose? We cover these and more stories in our latest News Digest.

This month Kilde has secured an additional €1M loan facility, part of a larger credit line arranged for Stikcredit, which further solidified the partnership between our companies and gave further boost to the growth of consumer loan portfolio. 

Nowadays, we are yet again in a market situation where both public stocks and bonds are moving downwards together. In times like these, alternative investments provide relief to the investment portfolio thanks to their returns being only weakly correlated to the public markets but still offering returns comparable to the average returns of the stock market.