About Kilde

Institutional Private Credit. Refined for Your Portfolio

CMS101016

Kilde is a MAS-licensed investment platform that bridges the gap between sophisticated private investors and high-growth credit markets.

Unlocking Institutional-Grade Private Debt

For decades, senior secured private credit was a cornerstone of institutional portfolios, yet it remained largely inaccessible to individual investors. We founded Kilde to change this dynamic.

We identified a systemic gap: established companies in emerging markets require flexible growth capital, while private investors need yields decoupled from stock market volatility.

By combining professional credit expertise with the regulatory rigour of a MAS-licensed institution, we provide the infrastructure for you to invest in a class of assets traditionally reserved for global funds.

Radek Jezbera Photo

"We believe individual accredited investors deserve the same level of transparency and risk-adjusted return as a global banks. Kilde is our commitment to making that a reality through technology and rigorous credit analysis."

— Radek Jezbera, Co-Founder & CEO

Milestones of Growth and Trust
2026
2019
Inception

Kilde was founded in Singapore with a vision to democratize access to the private credit market.

2020
MAS License

Successfully secured the Capital Markets Services (CMS) license from the Monetary Authority of Singapore.

2021
Global Expansion

Established a regional hub in Abu Dhabi (ADGM) to connect Middle Eastern capital with global credit opportunities.

2023
Growth Capital

Secured venture funding to accelerate platform development and expanded to 20+ financing partners worldwide.

Kilde has reached profitability while doubling the business volumes every year.

2024
Scaling

Surpassed $100M in Assets under Management while maintaining a 0.0% historic default rate.

2025
Institutional Integration

Launched the Kilde Private Credit Fund.

Kilde has secured additional funding from existing shareholders and venture capital.

Methodology & Risk

Investment-Ready Opportunities

Our team allocates more than $100M+ each year to highly curated pool of borrowers in the consumer and MSME lending industry.

Integrity

As a holder of a Capital Markets Services (CMS) license and an Exempted Financial Advisor in Singapore, we operate within one of the world’s most stringent regulatory frameworks.

Senior Secured Positions

Every deal is structured with priority of repayment and collateral coverage (typically 1.6x), designed to protect principal and provide predictable monthly cash flow.

The Kilde Advantage

Investment-Ready Opportunities

Our team allocates more than $100M+ each year to highly curated pool of borrowers in the consumer and MSME lending industry.

Institutional Efficiency

By removing traditional intermediaries, we help investors save up to $100,000 in structuring and legal fees.

Liquidity & Flexibility

We offer monthly coupon payments and, in most cases, early redemption options at face value with no penalty.

Average Net Return (Last 12 Months)

The average annualised return earned by investors over the past 12 months, after platform fees.

12.48%
Losses

The average annualised return earned by investors over the past 12 months, after platform fees.

0.0%
Typical Investment Term
3—36
Months
Annual Platform Fee
0.5%
Kilde in the Press

Join 1,000+ Accredited Investors

Start earning monthly coupons through secured private credit. Onboard in 3 minutes via SingPass.